Almost everyone on the United States uses their car or vehicle to get around, whether to go to work or drive their children to school. And with increasing number of motorists on the road, motor vehicle accidents are an unfortunate inevitability. Statistics show that about 6 million accidents occur every year, with an estimated 35,000 deaths reported.
The cost of being in an automobile accident can be hard on your finances, which is why most personal injury lawyers advise accident victims to pursue compensation from the party responsible for their accident. To get compensation for a physical injury acquired during a vehicular accident, there are some steps that you should do to solidify your claim.
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First, secure a copy of the police report regarding your accident. Reporting the incident immediately and having your own copy of the incident report can provide documentation of who the police may claim is at fault, and this information will be highly beneficial in your case.
Next, keep records of the injuries you’ve suffered. Receipts for medications, bills, and other payments made due to the accident should be kept. You should also record details of the auto accident and any necessary repairs needed to fix the damage done to your vehicle.
You should also provide a report of the accident to your insurance company as soon as possible, along with the responsible party’s insurance information. In most cases, your insurance company will handle all insurance dealings from there, and will negotiate with the other party’s insurance company for compensation. However, in many cases, an insurance payout is insufficient to cover the full costs of an accident, making it necessary to pursue further legal action.
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Even though most car accident settlements are done out of court to avoid long and expensive proceedings, it is still important to have a personal injury lawyer to guide you through the legal process.
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Reckless driving, DUI or DWI, car defects or malfunctions, and even speeding are just some of the most common causes of devastating accidents, and victims of these accidents should do everything they can to secure the full and fair compensation they need for their losses.